ABOUT

What We Do

Desperation.Capital is a specialized investment fund that delivers targeted, high-impact capital to early-stage companies at the precise moment it is most needed—during the critical pre- funding phase, when they are DESPERATE.

The fund provides small, flexible loans (typically in the $10k-$100k range)

specifically designed to cover essential

transaction costs, including due diligence fees, engagement fees, legal expenses, advisory retainers, and other administrative outlays that frequently stall promising deals

How We Do It

By removing these cash-flow barriers,

Desperation.Capital enables entrepreneurs to complete professional-grade preparation and accelerate their path to larger institutional or strategic capital raises. Unlike traditional lenders or grant programs, every investment includes an immediate 5–10% equity position in the portfolio company. This hybrid debt-plus-equity structure aligns incentives, minimizes upfront risk for the fund, and ensures meaningful participation in the upside of each successful enterprise.

Our Model

The fund’s model is deliberately simple and capital-efficient: small-dollar loans are deployed quickly, with minimal overhead, while the built-in equity stake creates leveraged exposure to high-growth outcomes.

The loans are issued at 10% interest rate and term is 12 months to repay. This approach addresses a persistent market gap—many high-potential companies possess compelling ideas and teams but lack the immediate liquidity required to professionalize their fundraising process. Desperation.Capital fills that gap with speed, certainty, and skin in the game.

Positioning

Desperation.Capital is positioned for scalable returns through a diversified portfolio of equity stakes acquired at effectively zero or near-zero pre-money cost relative to the capital ultimately

raised by its portfolio companies. The strategy emphasizes velocity of capital deployment, disciplined risk management via modest loan sizes, and long-term value creation through equity ownership.

Philosophy

In summary, Desperation.Capital is more than a lender—it is a strategic enabler that turns funding friction into founder-friendly capital and investor-friendly ownership. By solving the earliest and often most overlooked capital

constraint in the entrepreneurial journey, the fund creates a repeatable, high-conviction pipeline of attractive investment opportunities while delivering differentiated returns to its limited partners.